Introduction Musical instruments can be a part of the human being’s existence. This is as a result of the joy and happiness it brings to its owner. Therefore, playing a musical instrument such as the flute will always provide that satisfaction and joy to the players as well as the listeners. However, notwithstanding these benefits,…
INTRODUCTION It is a common knowledge that living in the USA can be very expensive especially those who take care of their education through the help of scholarships or loans. Even getting sick is not exempted from the items of services that are quite costly to get in the USA especially when does not have…
It is natural that no human plans to be sick or even envisage when he is going to fall sick. However, it is equally natural that sickness can start anytime and anywhere. Sometimes, it comes outside our comfort zones. And some other times, we may not have the money to attend to the illness as…
We shall take discussion on the meaning of insurance claims before we delve into the processes involved in filling California wildfire insurance claims. MEANING OF INSURANCE CLAIMS Insurance claim means a request from a policyholder to his insurer for the provision of reimbursement or indemnity against the losses covered by the terms of…
As we have discussed in our various articles, the whole essence of insurance is the reimbursement or the provision of indemnity by the insurance company to the policyholder. This indemnity is what is known as insurance claim. Our main focus in this article is to discuss what insurance claims means, its types and others. Meaning…
Insurance brokers in the United Kingdom are under the regulation of the Insurance Brokers (Registration) Act 1977. The essence of the law is to prevent broking firms who although hold themselves out as insurance brokers actually act as Representatives of Insurance Companies. The term has no legal definition following the repeal of the 1977 Act….
So many policyholders tend to think that their home owner’s insurance will cover all their costs of loss in the event of accidents, natural disasters and other damage causing incidents. This is not correct because your home owner’s insurance will not provide insurance coverage for a property or building that is not being occupied by…
Insurance Brokers are people who advise prospective policyholders on their insurance needs. They also negotiate insurance contracts on their behalf with insurers in return for a fee or commission. They usually act as middlemen between corporate entities that want to insure their property or other interests. And as well as the insurance companies that underwrite…
Like we have discussed in our article on motorbike insurance, the essence of motor bike insurance is to provide us financial assistance in the event we sustain injury or our passengers. This type of coverage can help reimburse you for medical bills, lost income, funeral expenses, childcare, and more if you’re hurt in an accident….
Many of us would try so hard to get going with our daily expenditures, such as house rents, mortgage payments and so on in the event we are losing income as a result of illness or an accident. Income protection which is a long-term insurance plan helps us to get a regular income until we…