The California state disability insurance is a partial wage replacement programme that makes provision for a short-term benefit to eligible workers in the state of California. These benefits are available when they are unable to work as a result to non work related injury or illness and as such suffering wage loss. Similarly, benefits can…
Insurance Brokers are people who advise prospective policyholders on their insurance needs. They also negotiate insurance contracts on their behalf with insurers in return for a fee or commission. They usually act as middlemen between corporate entities that want to insure their property or other interests. And as well as the insurance companies that underwrite…
Like we have discussed in our article on motorbike insurance, the essence of motor bike insurance is to provide us financial assistance in the event we sustain injury or our passengers. This type of coverage can help reimburse you for medical bills, lost income, funeral expenses, childcare, and more if you’re hurt in an accident….
Many of us would try so hard to get going with our daily expenditures, such as house rents, mortgage payments and so on in the event we are losing income as a result of illness or an accident. Income protection which is a long-term insurance plan helps us to get a regular income until we…
The Republic of Tunisia is bordered by Libya, Algeria and the Mediterranean Sea in the Maghreb region of North Africa. It got its independence from French rule in 1956 and is a representative democracy. Its population is about 11.7 million people, who are primarily of the Arab-Berber ethnicity. The county’s major religion is Islam and…
Funeral ceremonies form an integral part of our culture. The costs of funeral right can be a serious burden to low and medium income families in the society. This is the type of insurance policy that offers protection to the members of the family by providing whole life insurance cover for members of the family…
WHAT IS LIFE INSURANCE? Life insurance is a category of insurance Policy. And it entails a contract where an insurer, in exchange for a premium payable by the insured, guarantees payment to the Latter’s beneficiaries upon his death. in this article, we shall discuss when to consider life insurance. The primary function of life insurance…
Disability insurance is a class of insurance policy that pays some of a person’s usual income when he or she is unable to work as a result of injury or illness. Disability is any condition that makes it impossible for a person with it to do certain things. The restrictions may be from engaging in…
Homeowners insurance is a serious necessity and is not a luxury. And not just because it protects your home and possessions against damage or theft but for other benefits it offers. Virtually, all mortgage companies require borrowers to have insurance coverage for the full or fair value of a property (usually the purchase price) and…
Family Life Insurance is a category of insurance Policy. And it is a contract where an insurer, in exchange for a premium payable by the Policyholder, guarantees payment of death benefits to the Latter’s beneficiaries upon his death. The primary function of family life insurance policy is to make provision for a financial benefit to dependents…